German Tax Calculator 2025 – Estimate Your Net Salary
Quickly estimate your income tax, deductions, and social contributions in Germany. Just enter your income to see how much you really take home. It's simple, fast, and up-to-date with the latest tax rules.
With our gross net calculator, you can calculate your net income for free. Enter your gross salary, tax class, and other details to see how much you actually take home.
Calculation Type
Year
Gross Income
Age
Tax Class
Has children
State
Church Tax
Pension Insurance
Unemployment Insurance
Health Insurance Type
Free German tax calculator for 2025. The TAX-Rush Tax Calculator is a free tool designed to help you estimate your tax obligations based on your gross income. It factors in:
- Income tax
- Solidarity surcharge
- Church tax (if applicable)
- Pension insurance
- Health insurance
- Unemployment insurance
- Long-term care insurance
- Monetary benefit for company car usage
This calculator reflects the latest tax regulations and updates for 2025, including changes to the basic tax-free allowance.
It can also be used as a Germany net salary calculator 2025, helping you understand what your take-home pay would look like after taxes and deductions.
You can also estimate your entitlement to short-time work allowance.
* This calculator has been thoroughly tested for accuracy, but we cannot guarantee that all results are error-free. Please consult a tax professional for official guidance.
✈️ Moving to Germany? What You Should Know
Germany is one of Europe’s top destinations for skilled workers, students, and entrepreneurs. The country offers high living standards, a strong economy, and access to excellent healthcare and education. However, settling in Germany requires careful preparation and understanding of the local systems. Here’s what you should know before and after your move:
- A valid work or residence permit: required for all non-EU citizens
- Health insurance: mandatory for every resident, whether public or private
- Registered address (Anmeldung): must be completed within 14 days of moving into your apartment; this is essential for almost every administrative process
- German bank account:needed for salary payments, rent deposits, and utilities
- Tax ID (Steueridentifikationsnummer): automatically issued after registration and needed for your employer to pay your salary correctly
Once you have these essentials, you’ll be able to access most services, open contracts, and fully participate in everyday life in Germany.
🏡 Finding Accommodation
Finding housing can be one of the biggest challenges, especially in large cities like Berlin or Munich. Be prepared to submit documents such as:
- Proof of income or employment contract
- Copy of your ID or passport
- Credit report (Schufa)
- Confirmation of no rental debt from previous landlords (Mietschuldenfreiheitsbescheinigung)
💶 Minimum Wage in Germany (2025)
As of January 2025, the statutory minimum wage in Germany is €12.82 per hour. This means a full-time employee working 40 hours per week earns roughly €2,150 gross per month. However, after taxes and deductions, the net amount depends on factors like tax class, insurance type, and marital status.
Germany’s minimum wage is reviewed regularly to reflect inflation and living costs, ensuring fair compensation for all workers.
🏠 Cost of Living in Germany
The cost of living in Germany varies depending on the city. Major cities like Munich, Frankfurt, and Berlin are more expensive, especially in terms of rent and groceries. On average, a single person needs between €1,800 and €2,200 per month to live comfortably.
Housing is the largest expense, followed by food, transportation, and health insurance. Read our full article on the cost of living in Germany for a detailed breakdown.
💰 Average Salaries
The average gross salary in Germany is around €4,100 per month, but this varies by industry and region. IT, engineering, and healthcare professionals tend to earn higher-than-average salaries, while retail and hospitality roles are closer to the national median.